Reel by Addison Jarman || Money Expert
Addison Jarman || Money Expert@addison.jarman 💸 HOSPITAL BILL HACK EVERY PARENT NEEDS TO KNOW After you have a baby, do NOT just pay the hospital bill as-is. I’ve done this after all 5 of my babies and it has taken THOUSANDS of dollars off our medical bills every single time. Here’s exactly what to do ⬇️ STEP 1: Request an ITEMIZED bill Before paying anything, call the hospital billing department and ask for a fully itemized bill. This forces them to break down every single charge — and yes, errors and inflated line items are VERY common. STEP 2: Review & question charges Look for duplicates, unclear fees, or things you didn’t actually receive. Even questioning a few items can trigger adjustments. STEP 3: Ask for the “PAY IN FULL” discount Once the bill is corrected, ask: 👉 “If I pay this in full today, is there a discount?” Hospitals often offer 10–40% off just for paying upfront — they don’t advertise this, but it exists. 💡 This is NOT income-based 💡 You don’t need financial hardship 💡 You just have to ask I’ve used this exact strategy after five births, and it has saved us thousands that would’ve otherwise gone straight out the door. 📌 Save this before your next hospital stay 📤 Share with an expecting parent (And yes — this works for other medical bills too 😉)
Comments
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@kayleeapayne Hospitals in our area now require you pay either the estimated co-pay up front or a portion of the estimated total before you receive any kind of treatment unless it is considered an emergency. So if I go into labor on my own I’m fine. However, if, out of medical necessity, I need to be induced or have a c-section, I will need to pay up front before I receive care.
@theeconomizer1 If the hospital can easily discount 40% then the bill doesnt mean anything
@ellerunner @eric_b_37
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@atodisneyfind We call 2 times to pay full and they told us we were crazy because they dont do that . #memorialhermannhospital Csection, 2 nights, and baby account iver $8,000 with a súper insurance
@cjwcjwnona2 Even with Emergency Care Bills - do this too
@tate_gartman I have seen you need to get an itemized bill
@jenniewilkielovell3 Am I doing this while still at the hospital? Or can I do it once I leave and am home?
@_dalton.17 I asked to pay in full for the discount they shot me down. They said “Nope” any tips or tricks to work around it?
@jeancharlesnvg I am Canadian
@julie_ac95 Confused where the giant hospital bills are coming from!? Are people going out of network? Mine is low enough I can just put it on my HSA!
· 4 likes
@sashamotwani So even with your insurance you hahe gotten them to lower what you pay? Because you’re always gonna meet your max out-of-pocket with the hospital stay anyways. I tried a couple times and they wouldn’t give any discount would only do a payment plan if I’m using insurance.
· 3 likes
@_ritamar1a Yep it's called insurance. It's bs to charge someone at the hospital or as they leave...I got a small bill sent to me by mail.
· 2 likes
@chelle_lowry @madilynanne_
· 1 likes
@pieps28 Does this actually work?